Health insurance is available to groups as well
as individuals. Government plans, such as
Medicare, are offered to people who meet certain
criteria.
Group and individual plans can be further
classified as either fee-for-service or managed
care. Cancer patients may have specific concerns,
such as the freedom to select specialists that
play a factor in choosing a health care plan.
Fee-for-service plans traditionally offer greater
freedom when choosing a health care professional.
Managed Care often limits a patient to health care
professionals listed by the managed care insurance
company.
Group Health
Plans A group health plan offers health
care coverage for employers, student
organizations, professional associations,
religious organizations, and other groups. Many
employers offer group health plans to employees
and their dependents as a benefit of working with
that particular employer (medical benefits). The
employer may pay for part or all of the insurance
cost (premium).